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Non Conforming | Good | Bad Credit Loans | Fully Verified |
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Borrow from $50,000 up to $2.5 million, for a period of 10 to 30 years Obtain up to 95% Loan to Value Ratio with paying the Lenders’ Mortgage Insurance premium Chose from a variable interest rate or a fixed rate for 3 years Repay your loan monthly, fortnightly or weekly including by direct debit Step down to a lower variable rate from the 3rd anniversary of settlement provided you have no arrears on your loan and have not missed any repayments Benefit from a 1% to 2% p.a. interest rate discount option depending on the loan amount and LVR, which is applicable for the first 12 months from the date of settlement. (Please note: Deferred establishment fees apply to loans discharged within the first 4 years)
Chose a Line of Credit facility, including phone or internet, ATM and EFTPOS Access and monthly statements. This loan is ideal for people with a clear or bad credit history who: May need to borrow more money than the limits imposed by tradition lenders Have inconsistent or variable incomes Have an inconsistent or inadequate savings history Have an unusual deposit, such as a gift.
With this loan you will need to provide proof of income in the form of pay slips, letter from your employer, group certificates, tax returns or, if applicable Centrelink letters or superannuation investments statements. Bad-credit-loans.com.au will put you in touch with a suitable lender who will look at your individual situation and provide clear advice, guidance and assistance to help you move forward and where possible obtain the funds you need to get your life back on track.
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