Frequently Asked Questions

How is Bad-credit-loans.com.au lenders different from traditional lenders? 

Bad-credit-loans.com.au lenders may be able to offer some of the following benefits for people who do not comply with the lending criteria for traditional lenders: 

• Apply with less than 12 months financials 
• Apply with a Good or Bad Credit Rating 
• Competitive variable and fixed interest rates, 1% to 2% discounts on some loans
• Step Down to a lower Variable Rate 
• Higher lending limits - up to $5 million per borrower 
• Cash out for any purpose 
• Pay no Lenders' Mortgage Insurance premium 
• Borrow up to 95% of your home value 
• Line of Credit facility available 
• Internet and telephone banking access 
• Redraw on variable rate loans 
• Reduce monthly repayments by consolidating debts into your mortgage.

To get started, simply Apply for a Loan below or contact us for more information.